Webb27 apr. 2024 · The European Court of Justice thus seems to be saying that gender is being used as a proxy for other variables that are causally correlated to the different accident rates of males and females... Webbproxy discrimination, norms of the pre-algorithm context, which often focus on largely intention rather than effects, are insufficient (e.g., Ajunwa 2024; Prince and Schwarcz 2024; Bent 2024).

Credit denial in the age of AI - Brookings

Webb10 juli 2024 · As Daniel Schwarcz put it in his article on AI and proxy discrimination: “Unintentional proxy discrimination by AIs is virtually inevitable whenever the law seeks to prohibit... WebbIn Proxy Discrimination in the Age of Artificial Intelligence and Big Data, Anya E.R. Prince and Daniel Schwarcz address this particularly “pernicious” phenomenon of proxy discrimination. Current anti-discriminatory regimes which simply deny AI systems the ability to use the protected characteristics or the most inuitive proxies will fail in the face … sarah massengale long beach california

Discussion of Discrimination and Fairness in Insurance Pricing

WebbAuto insurers often use credit-based insurance scores in their underwriting and rating processes. The practice is controversial — many consumer groups oppose it, and most states regulate it, in part out of concern that insurance scores proxy for policyholder income in predicting claim risk. We offer new evidence on this issue in the context of … Webb15 mars 2024 · Proxy discrimination is a particularly pernicious subset of disparate impact. Like all forms of disparate impact, it involves a facially neutral practice that … Webb5 juni 2024 · Schwarcz discussed prohibitions on “unfair discrimination”—which occurs when an insurer considers factors unrelated to actuarial risk—in rates and underwriting. He noted that machine learning AI tends to produce … sarah marshall photography